A year of messy income.One clean number.
You get paid per order — over PayPal, Wise, Revolut, bank transfer, sometimes stablecoins. Renkonta turns that pile into an accountant-ready export: every payment converted to EUR at the day it arrived, matched to its invoice, VAT handled per country.
Free while in early access. No VAT registration required — Renkonta fits every freelancer and every kind of invoice. No bank passwords; you stay in control of your data.
The invoice was never the hard part.
Tax time means reconstructing a year of income across five payment rails, in four currencies, at the correct exchange rate for each payment date. By hand. Every year.
Paid on five rails
PayPal here, Wise there, a SEPA transfer, a Revolut top-up, one client insisting on USDC. Each statement has its own format — none match your invoices.
FX at the receipt date
Foreign income counts in EUR at its value on the day it arrived — not today, not the yearly average. That means one lookup for every single payment.
The accountant hand-off
What your accountant actually wants is one consistent export: income by rate, reverse charge separated, everything traceable back to a document.
Import. Match. Export.
Three steps, and the pile becomes a number you can defend.
Import your statements
CSV import for PayPal, Wise, Revolut, bank (SEPA) and stablecoin wallets — plus manual entry. No bank passwords, no account access. One normalized ledger.
Match payments to invoices
The matching engine links payments to invoices by amount, reference and counterparty — fee-adjusted, partial payments included. You confirm; nothing happens silently.
Export for your accountant
VAT summary per country (Austria or Bulgaria), income by rail at receipt-date EUR value, invoice register — clean CSVs and a PDF, clearly labelled.
Invoices in EN · DE · BG
Proforma, invoice, credit note — per-client language, currency and payment terms. PDF on your phone.
VAT that knows the country
Pluggable Austrian and Bulgarian VAT config: standard and reduced rates, reverse charge, small-business scheme.
Stablecoins, sanely
USDC/USDT income lands in the same ledger, converted to EUR at receipt-date fair market value with the rate stored forever.
Recurring invoices
Templates that generate drafts on schedule — weekly to yearly, end dates included.
Your data, portable
EU-hosted posture, one-tap JSON export, real deletion. GDPR is a feature, not a footnote.
iOS and Android
One app, both stores, built native-feeling. Bulgaria is Android country; Austria loves iPhone — we ship both.
One plan. Cancel anytime.
Early-access price band €15–25/mo — locked for founding members.
- Unlimited invoices & clients
- All five import rails + manual entry
- Matching engine with review queue
- AT & BG tax-ready exports
- EN · DE · BG documents
Honest note: Renkonta is in early access and not launched yet. Waitlist members shape what ships first — and nobody is charged during early access.
Is it ready to use today?
Not yet — this is early access. The core system (invoicing, import, matching, exports) runs end-to-end as a working prototype; bank connections are CSV-import first. Waitlist members get in as cohorts open.
Which countries does it support?
Austria and Bulgaria at launch — both eurozone, so your books are EUR-only. The tax layer is per-country by design, so more countries can follow without a rewrite.
What about crypto?
Stablecoin income (USDC/USDT) imports like any other rail and is valued in EUR at the day of receipt — the number tax offices actually ask about. Volatile-asset accounting is deliberately out of scope.
Is my data safe?
EU data-residency posture, minimal PII, row-level security on every table, one-tap export of everything we hold, and real deletion. We never sell data. CSV import means you never hand over bank credentials.
Is this tax advice?
No. Renkonta is software: it produces calculations and exports that you or your accountant review. It does not provide tax advice and does not replace a tax adviser.
Be first when your country opens.
Your answers below decide what we build first.